The VA Funding Fee, Decoded: Who Pays $0, Who Pays 3.3%, and the Refund Most Veterans Never Claim
Published on: 11/10/2026
The VA funding fee runs 1.25% to 3.3% of your loan — but thousands of veterans qualify to pay $0 and never find out. The 2026 fee chart, the five exemptions, and the refund worth checking:
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